Your Guide to Home Equities
Using your home’s equity can be a smart way to fund upgrades or renovate spaces. After harsh seasons, the list of home improvements often grows quickly. Fortunately, there are several options for borr...
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Banking Simplified – Blog
Smart advice for real life.
Explore expert insights on affordable loans, smart saving, and secure banking from your trusted local credit union.
Blog Posts
The Best Travel Tips and Tricks
The key to having a successful vacation is all in the preparation. As soon as you book that flight, hotel, or rental car, the excitement begins. But how do you make the most of your vacation without o...
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How to Give Meaningful Gifts Without Overspending
Holiday shopping can put a big stressor on the season. It can be easy to overspend and get off track which can lead to stress and a long financial recovery. Between family gatherings, Secret Santas, a...
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Buying Your First Home? Read this first.
Buying your first home is an exciting and meaningful achievement, but it can also feel overwhelming at times. The best way to ease that stress is to be prepared and remind yourself to have patience th...
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How to Pay Off Debt Faster
Does it seem like debt is starting to pile up? Accumulating debt can cause stress, interest can add up and it can be financially exhausting. You can budget, make financial cuts, and work an extra job...
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How to Spot and Avoid Scams
In today’s digital world, scams are more common and more convincing than ever. From emails, texts, phone calls, etc., scammers are constantly finding new ways to trick people. This guide will help you...
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Escrow Analysis, What is it?
If you own a home or have rental properties, you may have dealt with an annual escrow analysis. Most mortgages will have an escrow account that is used to pay important home-related expenses like prop...
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How to Budget on a Small Dime – Think Smarter Not Harder
After you get a good sense of how to control your spending and what your monthly income is, you then start finding other ways to cut down your monthly costs. You don’t have to cut unnecessary spending...
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How to Budget on a Small Dime – Control Your Spending
Budgeting on a tight income can feel like a challenge, but with the right strategies, it’s possible to make the most out of every dollar. Whether you’re a student, starting a new job, or simply trying...
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When to Refinance Your Student Loans
Refinancing student loans can be a powerful financial move, but it’s not the right choice for everyone, and time plays a big role whether it’s a good decision for you. So when should you consider refi...
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Overdrafts Can Happen, Here’s How You Can Prevent Them
Letting your account go into the negative can happen to the best of us. Sometimes, you might not even realize it until your card gets declined. If you find yourself barely getting by or about to go in...
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Navigating the World of Personal Loans: What you need to know
Personal loans can be a powerful tool for achieving financial goals, whether you’re consolidating debt, funding a major purchase, or covering unexpected expenses. That being said, understanding what t...
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Youth and Financial Education: Setting Up the Next Generation for Financial Success
Involving your little ones in the banking world is more than just opening their first account; it’s more about instilling valuable financial habits early on. Here is how and why you should start invol...
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What Type of Checking Account Are You?
Does your basic checking account pay you in the form of rewards? If the answer is no, then you should make a change. Here at Alltrust, we recently introduced three new, free, Kasasa® accounts and gett...
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What Is Bank Jugging? How to Remain Safe While Banking
What is Bank Jugging? Bank Jugging is when robbers/scammers scope out members walking to ATMs, credit unions, or other financial institutions. These suspects observe members withdraw cash and start to...
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Good Banking Habits to Fall Back On
Living in today’s world is financially challenging; everything costs almost double. It is hard to save and budget or even get into a routine with the number of times prices change. One month, your gas...
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